YUSUF, A. M. .; KABIR, M. A.; UMAR, I. A. . Determinants of e-Naira use intention among undergraduate students in Nigerian tertiary institutions. International Journal of Intellectual Discourse, [S. l.], v. 7, n. 2, p. 349–361, 2024. Disponível em: https://www.ijidjournal.org/index.php/ijid/article/view/609. Acesso em: 30 jun. 2025.