Suleiman, Shatima, Marzuk Abdullahi, Babayo Esther Makka, and Sunusi Shuaibu. 2026. “Behavioral Intention to Adopt Cashless Policy Among SMES in Kano, Nigeria”. International Journal of Intellectual Discourse 9 (2). https://www.ijidjournal.org/index.php/ijid/article/view/1166.