Adesanya, O. ., B. . Owoloye, and . F. . Obiukwu. “Artificial Intelligence and Automation As Drivers of Market Expansion in Nigeria’s Fintech Sector: A Systematic Review”. International Journal of Intellectual Discourse, vol. 9, no. 1, Apr. 2026, https://www.ijidjournal.org/index.php/ijid/article/view/1091.