Suleiman, Shatima, Marzuk Abdullahi, Babayo Esther Makka, and Sunusi Shuaibu. “Behavioral Intention to Adopt Cashless Policy Among SMES in Kano, Nigeria”. International Journal of Intellectual Discourse 9, no. 2 (June 1, 2026). Accessed July 21, 2026. https://www.ijidjournal.org/index.php/ijid/article/view/1166.